How to check RC Insurance Challan Online in India

4 Jul 2025

Written by: BikeCarHub Editorial Team

Published on: 4th July 2025

Introduction

In 2025, accessing vital information related to your vehicle—like Registration Certificate (RC), insurance validity, or traffic challans—is just a few clicks away. The Ministry of Road Transport & Highways (MoRTH) has streamlined several services via digital platforms, empowering every Indian vehicle owner to verify and track essential vehicle documents online.

Whether you're buying a used vehicle, preparing for a long ride, or just want to avoid traffic penalties, this guide by BikeCarHub will show you exactly how to check RC, insurance, and challans online—without visiting the RTO.

Why It's Important to Check RC, Insurance & Challan Regularly

Avoid fines due to expired insurance or unpaid challans
Stay updated with your vehicle's documentation status
Useful during police checks, resale, loan application
Promotes responsible ownership and legal compliance

Key Platforms for Vehicle Information

Before we dive into the steps, here are the official platforms and apps that make it possible:

Platform/App	Purpose
Parivahan Sewa	Vehicle registration, insurance, challan data
VAHAN Portal	Unified vehicle registry database
e-Challan Portal	View and pay traffic challans
mParivahan App	Mobile access to all vehicle-related data
DigiLocker App	Store and show digital RC/Insurance/PUC
State RTO Portals	Localised services for challan and verification

How to Check RC (Registration Certificate) Online

RC (Registration Certificate) is proof that your vehicle is legally registered with the RTO.

Using VAHAN/Parivahan Portal:

Steps:

Go to https://parivahan.gov.in/parivahan/
Click on Informational Services then click on "Know Your Vehicle Details"
Create Account / Login (Enter Mobile Number & Verification Code & Captcha)
Enter your vehicle registration number (e.g., MH12AB1234)
Submit the captcha code
View RC details: Owner name (masked), vehicle class, registration date, fuel type, fitness, and expiry

Using mParivahan App:

Install from Google Play or App Store
Open and enter vehicle number
Save vehicle under "My Garage"
Access RC details instantly

BikeCarHub Tip: Use the app offline once the vehicle is added.

How to Check Vehicle Insurance Status Online

Using Parivahan Insurance Check:

Visit vahan.parivahan.gov.in/nrservices
Click "Know your vehicle details"
Enter registration number
Scroll to see insurance status, policy expiry, and insurer name

Through Insurance Provider Portals:

Login using policy number
View or download policy documents

Using mParivahan:

View vehicle profile under "Garage"
Insurance status is visible under details

How to Check Traffic Challan Online

Using e-Challan Parivahan Portal:

1. Visit echallan.parivahan.gov.in
2. Click on Check Online Services and then click on "Check Challan Status"
3. Enter either:
- Vehicle number
- Driving License number
- Challan number
4. View pending challans, date, location of violation, and fine amount

Using mParivahan:

Go to "Challan" section
Enter vehicle number
View summary of all challans

Comparison Table -- Best Platforms to Use

Platform/App	RC Status	Insurance Check	Challan Status	Mobile App	Download Docs
VAHAN Portal	✅	✅	✅	❌	❌
Parivahan e-Challan	❌	❌	✅	❌	❌
mParivahan App	✅	✅	✅	✅	✅
Insurance Provider Sites	❌	✅	❌	✅	✅
DigiLocker	✅	✅ (if linked)	❌	✅	✅

Additional Services You Can Access

Pollution Under Control (PUC) Certificate
- Check and download via Parivahan or DigiLocker
Vehicle Fitness & Tax Status
- Useful for commercial vehicle owners
Owner History (for used vehicles)
- Limited data available through VAHAN or app

Common Errors and Fixes

Problem	Reason	Solution
RC details not found	Data not updated in VAHAN	Visit RTO or wait 3-5 working days
Insurance not visible	Delay in insurer's data sync	Check directly on insurance portal
False Challan	Plate cloned or error	Contact local traffic police office
Expired documents	Lapsed insurance or PUC	Renew online ASAP to avoid fines

Why You Should Check Vehicle Info Regularly

To renew expiring insurance on time
Avoid penalties for unpaid traffic challans
To confirm document validity during resale or transfer
For peace of mind during long rides, police stops, or travel

BikeCarHub's Recommendation

For daily checks or frequent riders, the mParivahan App is the most convenient all-in-one tool. It's government-backed, reliable, and allows you to store virtual copies of your RC and insurance—acceptable by traffic police across India.

For detailed document verification (especially for second-hand buyers), use the Parivahan and VAHAN portals for the most authentic source data.